Frequently asked questions

Do you perform a credit check?

This website does not itself perform a credit check. Participating lenders may do so in order to assess creditworthiness and determine available loan amounts and terms.

How much can I borrow?

Loan amounts vary by lender, state, and applicant profile. Submitting information online does not guarantee approval for any specific amount.

Are there fees to use this website?

There is typically no fee to submit information through a lender-connection website. If a lender presents an offer, the lender should disclose its fees and interest rate before the loan is accepted.

What can a loan be used for?

Common use cases include bills, emergency expenses, home repairs, and other personal expenses.

What is APR?

APR is the annual percentage rate. If a lender presents an offer, the lender must disclose the APR and other terms before the consumer enters a loan agreement.